About Penny Kidd

I'm a social worker turned Financial Coach. I'm completely debt-free (including my house!) and help others make their money behave by doing a budget and becoming intentional with their money.

Mastering Debt and Savings in Your Personal and Business Finances

Building a Strong Financial Foundation Let's tackle a crucial topic for individuals and solopreneurs: the balance between debt and savings. Whether for personal use or business, understanding how to manage these aspects can set you on a path to financial health and...

The Myth Unveiled: Pay Yourself First – A Reality Check for Solopreneurs

Embracing Financial Realities as a Solopreneur As solopreneurs, we're often told that the golden rule of business finance is: Pay yourself first. It sounds empowering, doesn't it? Dive headfirst into your entrepreneurial journey, and ensure your personal financial...

Two Worlds Collide: Mastering the Art of Personal and Business Financial Separation

Introduction: Embracing the Dual Role of Solopreneurship As solopreneurs, where managing two financial realms – personal and business – and getting it right is not just a necessity but an art. Let's delve into the balancing act of navigating your personal and business...

New Year, New Financial Goals: Let’s Dive In!

Embracing a Fresh Financial Start Happy New Year! As 2024 unfolds, it brings with it the perfect opportunity for a fresh financial start. Setting new goals is not just about turning over a new leaf; it’s about actively shaping the year to be one of growth,...

Celebrating Your Financial Milestones and Embracing 2024 with New Goals

It is time to celebrate your financial milestones and embrace new goals! To look back at the financial strides you've made, whether as an individual, part of a couple or family, or as a business owner. This isn't just about numbers on a spreadsheet; it's about...

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