• There is light on the horizon

    There is light on the horizon

    Pennywise Coaching: Connecting Your Money, Goals, and Values

Budget isn’t a Bad Word

Budget isn’t a bad word

Do you control your money or does your money control you? Tired of worrying and living paycheck to paycheck? It’s not about how much you make, it’s what you keep.

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Starting Life Strong

Starting Life Strong

Are you in your 20’s or 30’s? Have you borrowed a large amount of student loans or got caught up in purchasing a car and items on credit? 71% of graduates today have an average of over $35,000 in student loan debt. We’ll create a plan to pay it ASAP.

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Divorce Challenges

Divorce Challenges

Divorce adds new challenges to your finances. We’ll help you create a plan and hold you to it as your accountability partner, ensuring the damage is minimized. Rebuild a life you enjoy!

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Couples Who Plan Together, Stay together

Couples Who Plan Together, Stay together

A strong relationship is built on trust and teamwork. We know that most couples have one person who tends to handle the money, and while the execution of the plan can be done by one person, both need to have a voice in the plan. We’ll help you work as a team to win with your finances!

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Planning a Dream Retirement

Planning a Dream Retirement

Do you worry you’ll outlive your savings? We help you plan for your future and live within your means and aligned with your values. Create the retirement you want and the legacy to leave for your loved ones and church, college, or causes in which you believe.

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What is financial coaching?

Coaching is relationship based. Most of all, personal finance is PERSONAL. It is a process of establishing financial goals and learning skills to achieve the goals YOU set and develop good habits that last. Through private and confidential sessions, I provide encouragement and accountability over time to help my clients become more intentional with their money and feel more confident in their financial future. We create a custom budget for your situation and help you learn how to make your budget change with your life and goals to eliminate debt or build wealth. When my clients follow the plan we develop, they make much quicker progress towards their goals because they have the benefit of my experience and the accountability to stick to it while they’re learning something new. Most of the people I have worked with not only start paying all their bills on time, but they pay off thousands of dollars of debt in a short time, or begin having a savings and a plan for every dollar they make.


What's In It For You?

Take control of your finances, and stop living paycheck-to-paycheck

Create and live with a zero-based spending plan, a budget

Develop tools and a process to succeed with your money

Get out of debt quickly and build wealth for the future

Establish a healthy marriage and create unity, whether engaged or married for years

Demonstrate to your college students and young adults how to develop lifelong habits for success

Reduce conflict over money and improve relationships

Set goals for your money

Acquire hope for yourself and your situation

Achieve financial freedom!